This is a sponsored article on behalf of CommuterClub.
Christmas is, let's face it, a pretty pricey time of year. Presents, festive dos, decorations and booze — it all adds up. When saving every penny matters, why not significantly reduce your travel costs? If you buy with CommuterClub, you can do just that.
With CommuterClub, you get the all the benefits of an annual travelcard with all the perks of a monthly one — a cheaper deal with flexible, easy payments. And now is the time to get on-board, as travelcard fares are set to rise by 2% in the new year.
If you buy with CommuterClub sharpish, you can lock-in the current lower prices for a whole 12 months.
Though it works out cheaper to buy a yearly travelcard, this can mean spending anything from £1,500 to £10,000 in one go.
CommuterClub allows you to spread the cost over 11 monthly payments. For the 12th month, you pay nothing, as the nice folks at CommuterClub give you a month's free travel.
Commuting from zone 4 to work in central London (zone 1), you would be forking out £178.60 every month, for 12 months. The same zones' (1-4) yearly travelcard with CommuterClub though, would be just 11 payments of £177. In total that's £1,947 as opposed to a whopping £2,143.20.
With all that money you'd save, just think how much mulled wine, mince pies and presents (for yourself, obviously,) you could buy.
And the money saving is not just limited to the Underground. Every CommuterClub customer will get their hands on a Gold Card, London's equivalent of a Golden Ticket. This gets you 2 for 1 entry at most of the city's top attractions including the Tower of London, Kew Gardens and many more.
Fancy fleeing the big smoke? Take a train to the country and you'll be able to get 1/3 off National Rail fares.
Of course, if you're feeling very generous, an annual CommuterClub travel plan would make an excellent Christmas gift. You even get £20 and your friend gets £20 as well. And if you refer 3 friends you can have another month of free travel.
One month free travel equivalent to a Zone 1-2 Travelcard costing £124.50. Referees must apply by 1st January and complete 60 days with CommuterClub before payment of referral.
Representative example: Credit limit: £1,200. Interest: £67 Total payable: £1,267 in 11 monthly instalments of £115. Representative 10.6% APR. Interest rate: 5.6% pa (variable).