This is a sponsored article on behalf of CommuterClub.
We used to have an out-of-sight, out-of-mind attitude when it came to our rail fares.
And yes, by that, we mean we simply couldn't bear to look at them.
With the price of travel inching up year-by-year, getting out and about in London can be a costly affair. Daily capping helps reign it in a bit, and annual tickets are where the real savings are at, but few of us can afford to stump up the cash upfront.
Until CommuterClub came along.
They've conjured up an easy way for you to get your hands on that elusive annual travelcard, and it doesn't involve a hefty upfront cost — just simple monthly payments.
It's fully flexible, too. There's no long-term commitment, and you can cancel at any time — although we're not sure why you'd want to. Once you've racked up 11 months on the scheme, they'll chuck in the 12th one free, meaning you'll be cruising around the capital with an extra £300 in your wallet.
Contactless users could be missing out on even bigger savings...
Those who travel regularly (i.e. four or five days a week) using a contactless card are subject to weekly capping — which is handy, but annual tickets are still much better value. By switching to CommuterClub, users can ditch the weekly fare structure, and save the equivalent of eight weeks travel. Don't believe us? CommuterClub has done the maths.
Just imagine... no more topping up, no more queuing. Not to mention the free National Rail Gold Card that comes with your membership, entitling you to 33% off rail fares and a whole host of other money-saving offers.
REPRESENTATIVE EXAMPLE: Credit Limit: £1200. Interest: £67 Total payable: £1267 in 11 monthly instalments of £115. Representative 10.6% APR. Interest rate: 5.6% pa (variable)