This is a sponsored article on behalf of Habito.
Soon, queuing up at the bank or waiting on hold for hours to chat to a mortgage broker will be as outdated as taking a Walkman on a long car journey if Habito has anything to do with it.
The digital broker launched last year to rave reviews, because it takes the pain out of purchasing a mortgage. Say you're a first-time buyer and you go to a bog standard broker. Once you've gone through the stress of booking an appointment, you're then whacked with a £200+ fee from the advisor, not to mention all the paperwork, which has a habit of getting muddled up, going missing and generally making everything ten times slower.
Not ideal — especially when your dream house could be just a few clicks away with the help of Habito's mortgage broker advisor. The service is fee-free, available 24/7 (perfect if you work unsociable hours) and you can have your recommendation within days, not weeks. Most high street brokers will look at 11-12 lenders and take two or three weeks to process an application, whereas Habito's nifty tech can analyse your financial history and more than 70 lenders in a matter of seconds. Ah, the wonders of technology.
OK, but why should you trust advice from a robot? Well, technophobes needn't worry. Human beings are still at the heart of the company, and judging by the 250+ Trust Pilot reviews, they are very knowledgeable, efficient and friendly ones at that. Machines do the grunt work so the team of human mortgage experts are free to help you.
Whether you're lucky enough to be purchasing your first property, or are looking to remortgage, Habito is there to fit around your lifestyle. Once you're signed up, (which you can do on your laptop, phone or tablet) a digital mortgage adviser will be on hand to discuss your mortgage needs and get the ball rolling. If you have any queries, just use web chat from the comfort of your sofa. Now all you have to do is decide which shade of mauve to paint the bedroom.